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The sweet news about diabetes and life insurance

By November 1, 2017 August 15th, 2019 Advisor, Consumer
diabetes and life insurance

 

While October 31st usually brings an influx of sweets into the house, November 1st ushers in a timely reminder not to overindulge in all those Hallowe’en treats sitting in the kitchen drawer.

That’s because November is Diabetes Awareness Month — a serious call to arms to take stock of your health so as not to join the skyrocketing number of Canadians living with this serious disease. The statistics issued by Diabetes Canada say it all:

  • 11 million Canadians are living with diabetes or prediabetes
  • Every 3 minutes, another Canadian is diagnosed with diabetes
  • 1.5 million people are living with the disease and don’t even know it

With numbers like these, chances are that diabetes affects you or someone you know.

Know that the rich and famous aren’t immune either: celebrities including Tom Hanks, Larry King, Salma Hayek, Nick Jonas and Drew Carey are all living proof that diabetes can strike anyone at any time.

So who is more likely to come down with this disease that comes in not one type, but two? (Type 1 is a total lack of insulin; Type 2 is the body’s inability to use insulin effectively)

Well, certain factors can predict whether you’re more at risk:

  • Diabetes runs in your family
  • You’re overweight
  • You’re a member of a high-risk ethnic group
  • You had gestational diabetes
  • Your cholesterol levels and/or triglyceride levels are outside the accepted norm
  • You have high blood pressure

If any of these factors describe you, a simple blood test can tell you where you stand.

Routine diabetes screening normally starts around age 45. If you don’t have any of these risk factors, then know what signs and symptoms to look for. While Type 2 Diabetes usually doesn’t have any symptoms, they may occur when blood sugar levels are abnormally high and are similar to Type 1 symptoms. These may include unusual thirst, frequent urination, unexplained weight changes, extreme fatigue, blurred vision, recurring infections, slow healing cuts and bruises, and tingling or numbness in the hand. If you have any of these symptoms, consult a medical professional.

Diagnosed with diabetes? You can still get life insurance.

A diagnosis will likely mean changing the way you eat, and adding regular exercise into your routine to lower your glucose levels and keep your weight in check. It may require regular monitoring of your glucose levels and taking prescription medication. You’ll need to manage your lifestyle by reducing stress levels and keeping your blood pressure in check.

Know that even if you’re living with Type 1 or Type 2 diabetes, there are options for you when it comes to life insurance coverage. For instance, No Medical Life Insurance may be a good possibility for you.

Whether you have diabetes or other health issues, or are simply looking for affordable life insurance that’s easy to apply for, Canada Protection Plan gives you many options. To find out which plan and coverage would be the right fit for you, contact your advisor or call Canada Protection Plan at 1-877-851-9090.


SOURCES
Signs and symptoms: http://www.Diabetes.ca
Risk factors: http://www.joslin.org/info/how_is_diabetes_diagnosed.html
The information contained is as of date of publication, and may be subject to change. These articles are intended as general information only, a licensed advisor should be consulted regarding your specific situation.
To learn more about Canada Protection Plan and our line of comprehensive No Medical and Simplified Issue life insurance solutions, call Broker Services at 1-877-796-9090 and we will be happy to assist you or put you in contact with Sales support in your region.

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