Start the new year off right – live a heathier lifestyle and get non-smoking rates on life insurance for smokers!
Affordable life insurance for smokers does exist! Being a smoker doesn’t disqualify you from getting the best life insurance, and it doesn’t always mean more expensive premiums, either!
Foresters FinancialTM, Canada Protection Plan’s parent organization, offers a Quit Smoking Incentive Plan on its Advantage Plus1 and Non-Participating Whole Life2 products.
Smokers automatically receive non-smoker rates for the first two years
Quit within those first two years and keep your lower premiums
Ask one of our advisors for more details and give yourself the chance to live a healthier lifestyle while potentially saving thousands of dollars – now that’s a powerful incentive!
1Underwritten by The Independent Order of Foresters.
2Underwritten by Foresters Life Insurance Company.
3Standard rates.
Significant savings that add up
Meet Lee, 51, male.
Lee is looking for affordable permanent life insurance for smokers.
He purchases Advantage Plus with $150,000 of coverage. He selects the Enhanced Insurance Dividend Option and a payment period of 10 years. In the first two years with the Quit Smoking Incentive Plan, he saves $2,3273 compared to standard smoker rates.
Meet Marlo, 42, female.
Marlo is looking for life insurance for smokers over 40.
She purchases Non-Par Whole Life with $175,000 of coverage and a payment period of 20 years. In the first two years with the Quit Smoking Incentive Plan she saves $2,1773 compared to standard smoker rates.
And those savings continue if Lee and Marlo successfully quit smoking within two years.
421468 CAN (01/23)
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