No medical life insurance is easier than you think! At Canada Protection Plan, most of our plans are available with no medical exams, needles, or doctor reports. Ready to learn more?
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See how we can help you with your life insurance needs.
No Medical Life Insurance in Canada is simple, straightforward and fast. With Canada Protection Plan, you can get the life insurance coverage you need in as little as under a day. Providing you with a wide variety of No Medical Life Insurance plans to choose from, we offer high coverage amounts at competitive rates. Our many options can provide the coverage you want, whether you have a serious medical conditions, or are in good health.
As Canada’s leading provider of Simplified Issue and No Medical Life Insurance plans, at Canada Protection Plan, we aim to provide accessible, full-spectrum coverage to everyone regardless of health condition, whether you are in good health or hard to insure. Whatever your health history, age, or income, we’ll work alongside you to help you choose the best coverage to meet your needs:
- Cover final expenses, including the cost of a funeral
- Ensure loved ones are not left covering outstanding debts
- Leave a legacy for a cause close to your heart
- Leave a gift for loved ones or family members
Why should you consider Simplified Issue or No Medical Life Insurance?
- You’re a Canadian citizen, permanent resident or have a valid work or study permit
- You have some health problems
- You’re hard to insure
- You have a dangerous job or participate in hazardous or extreme sports
- You don’t like needles or medical exams
- You just want your coverage fast
Explore our term and permanent No Medical Life Insurance Plans, then use our Quick Quote tool to see how affordable your premiums can be.
Which is best suited for you?
Canada Protection Plan’s Simplified Issue & No Medical Permanent Life Insurance (Whole Life Insurance) provides lifetime protection. This type of coverage is ideal for permanent needs such as final expenses. More permanent insurance options vs many Canadian No Medical Life Insurance providers. Our variety of plans has been designed to make it easier for everyone, including the hard-to-insure, to get the greatest coverage at the lowest price in the least time possible.
Why choose Canada Protection Plan for
Permanent Simplified Issue & No Medical Life Insurance
- Most of our plans offer complete protection from day one.
- Our plans include more free benefits than other life insurance providers.
- We take great pride in providing superior customer service from the day you apply until the day the claim is paid.
- Canada Protection Plan is Canadian owned and serviced by Canadians.
- Simplified Issue & No Medical Life Insurance is a great option for people who want life insurance with no medical exam and no waiting period. Use our Quick Quote tool for affordable life insurance quotes in Canada with no medical.
Guaranteed Acceptance Life
Designed for the most challenging applicants; if you have a very serious medical condition or have been told you don’t qualify for insurance, Guaranteed Acceptance Life may be the plan for you.
See MoreDeferred Life
Designed for the hard-to-insure applicant; if you have a serious health condition, or were previously refused insurance, Deferred Life is the right plan for you
See MoreDeferred Elite Life
Designed for the hard-to-insure applicant; if you have a less serious health condition, or were previously refused insurance, you may be eligible for Deferred Elite Life.
See MoreSimplified Elite Life
Designed for someone in relatively good health, or who engages in extreme sports, and doesn’t want to take a medical exam or provide a doctor’s report. Complete protection starts with this plan as soon as your policy is issued.
See MorePreferred Life
Designed for healthy people who want coverage quickly. This plan has great rates, with coverage up to $1,000,000 starting as soon as you are approved.
See MorePreferred Elite Life
Designed for applicants in very good health who want coverage faster than through traditional underwriting. This plan has our best rates for permanent plans, with coverage up to $1,000,000 starting as soon as you are approved.
See MoreCanada Protection Plan’s No Medical & Simplified Issue Term Life Insurance provides life insurance protection for periods of 10, 20, 25, or 30 years. This type of coverage is ideal for situations when you know how long you require the coverage, such as for your mortgage or a child’s education. Canada Protection Plan has more Term Insurance options than any other No Medical & Simplified Issue provider in Canada. Our variety of plans makes it easier for everyone, including the hard-to-insure, to get the greatest coverage at the lowest price in the least time possible.
Why choose Canada Protection Plan for
No Medical & Simplified Issue Term Life Insurance
- Most of our plans offer full protection from day one.
- We offer both level and decreasing term plans.
- All level term plans are renewable and provide coverage to age 80.
- If you feel you need coverage beyond age 80, all level term plans are convertible to a permanent plan until age 70 regardless of your health at the time of conversion.
- Our plans include more free benefits than other life insurance providers.
- The level plans are available in 10, 20, 25 and 30 year term period versions. The premiums on these plans remain level for the selected term period and then are renewable for additional term periods. The plans are guaranteed to be renewable regardless of your health.
- The 25 year decreasing term plan can be an ideal way of protecting your family for your outstanding mortgage amount. Coverage lasts for 25 years.
- We take great pride in providing superior customer service from the day you apply until the day the claim is paid.
- Canada Protection Plan is Canadian owned and serviced by Canadians.
Deferred Elite Term Life Insurance
Designed for the hard-to-insure applicant; if you have a less serious health condition, or were previously refused insurance, Deferred Term is the right plan for you.
See MoreSimplified Elite Term Life Insurance
Designed for someone in relatively good health, or engages in extreme sports, and doesn’t want to take a medical exam or provide a doctor’s report. Full protection starts with this plan as soon as your policy is issued.
See MorePreferred Term Life Insurance
Designed for healthy people who want coverage quickly. This plan has great rates, with coverage up to $1,000,000 starting as soon as you are approved.
See MoreExpress Elite Term Insurance
Designed for those in excellent health. This plan has a shorter application and our lowest rates for No Medical coverage for up to $750,000.
See MorePreferred Elite Term Life Insurance
Designed for applicants in very good health who want coverage faster than through traditional underwriting. This plan has our best rates, with coverage up to $1,000,000 starting as soon as you are approved.
See MoreFor the best no-medical life insurance in Canada
trust Canada Protection Plan
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Send us an email or call us for a no obligation quote toll-free at 1-877-851-9090
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